This page covers news and analysis on early repayment charges, including lender policy changes and customer outcomes. Scroll down to understand how ERCs are shaping refinancing and overpayment decisions.
Fixed rates have already climbed nearly a full point this year
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
TSB mortgage rates for existing customers are currently offered in 2, 5, and 10-year terms. See what mortgage rate may work best for you as a current customer of TSB!
HSBC mortgage rates for existing customers are currently offered in 2, 3, 5, and 10-year terms. See what mortgage rate may work best for you!
Mortgage professionals weigh in as further hearings loom for impacted landlords
An increase in first-time buyer enquiries is bringing fresh complexity and a growing need for expert broker guidance on products and schemes
A resolution to the conflict driving up oil and swap rates may arrive before US midterms
Here's what we need to be telling clients
New Compare the Market data puts the cost of inaction in stark terms for UK mortgage brokers and their clients ahead of a wave of 2026 renewals
