This page covers news and analysis on early repayment charges, including lender policy changes and customer outcomes. Scroll down to understand how ERCs are shaping refinancing and overpayment decisions.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
TSB mortgage rates for existing customers are currently offered in 2, 5, and 10-year terms. See what mortgage rate may work best for you as a current customer of TSB!
HSBC mortgage rates for existing customers are currently offered in 2, 3, 5, and 10-year terms. See what mortgage rate may work best for you!
Interest rate pause may help borrowers, but will it settle the market?
Swap rate volatility fuels divergent pricing strategies across major high street lenders
Evolving borrower needs and product innovation are outpacing how brokers approach later life lending
Discover Cambridge for intermediaries competitive products, mortgage criteria, and application process in this guide!
Rapid repricing driven by swap rate volatility is reshaping borrower behaviour, with brokers reporting early moves, mixed sentiment and growing confusion
Specialist lender also secures Legal and General valuation partnership
