This page covers news and analysis on early repayment charges, including lender policy changes and customer outcomes. Scroll down to understand how ERCs are shaping refinancing and overpayment decisions.
With inflation steady at 2.8% and Middle East uncertainty easing, intermediaries say the Bank made the right move
Advisers split on rate outlook but agree borrowers should secure offers before lenders reprice
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
TSB mortgage rates for existing customers are currently offered in 2, 5, and 10-year terms. See what mortgage rate may work best for you as a current customer of TSB!
HSBC mortgage rates for existing customers are currently offered in 2, 3, 5, and 10-year terms. See what mortgage rate may work best for you!
Manchester broker says online research has made first-time buyers more engaged — but not necessarily better prepared
Your round-up of mortgage rate changes and product updates over the past week
Why your clients should look at fixing now
Lenders cut fixed rates as millions of borrowers prepare amid a surge in maturing deals
