interest only mortgage

This page is dedicated to news, policy shifts, and lender updates on interest only mortgages in the UK. Read more below to stay informed on criteria, risks, and opportunities in this segment.

Later life lending volume up 25% in Q3

Market share gains in both residential and BTL segments

Nationwide cuts fixed rates, lowest now at 3.64%

Lender responds to market competition with lower fixed rates

FTB challenge: Lenders loan more, but they’re not keeping pace with property prices

New data highlights the ongoing struggle faced by first-time buyers

How risky are long-term mortgages?

Why longer mortgage durations may cause future problems

Mortgage's next big thing

Brokers debate what's ahead for the industry

Advisers want more support amid expanding later life lending market

Study finds increased product awareness, but many advisers have yet to recommend new options

Standard interest only mortgages: A smarter choice for older borrowers?

Family Building Society says standard IO loans often beat RIOs for flexibility and planning

"Exempting downsizers from Stamp Duty would free up properties"

Cutting tax for 'last-time movers' could address housing crisis, says lender

Are mortgage rates going to rise - again?

Amid fresh market uncertainty, brokers give their verdict on whether borrowers should fix

Later life lending has made missteps – but it's changing: executive

Why brokers need to be poised for a rise in demand