This page focuses on news, research, and lender updates related to loan-to-value ratios and their role in pricing and criteria. Scroll down for LTV insights that matter to your day-to-day work.
UK Finance data shows continued reduction in outstanding interest-only loans, with higher-LTV lending declining sharply
111 mortgage products listed in our database and is currently offering buy to let purchase and remortgage fixed rates from 4.22% with a £1,495 product fee for a 5 year product.
Criteria gaps and low LTV limits leave many creditworthy buyers without mortgage options
Bridging Trends data points to stable volumes and cautious borrowing ahead of Iran conflict
Borrowers coming off ultra-low deals fuel stronger refinancing pipelines for intermediaries
New Lloyds data shows stronger first-time buyer activity in key urban markets
A new report lays bare how England’s broken housing system is failing low‑income families
Zoopla says lower mortgage pricing and shifting affordability are tilting the balance towards ownership
One in three landlords sought new finance last year—what this means for the sector
A shift in borrower profiles reveals where the bank sees its next area of growth
