loan-to-value ratio

This page focuses on news, research, and lender updates related to loan-to-value ratios and their role in pricing and criteria. Scroll down for LTV insights that matter to your day-to-day work.

Nationwide BS Mortgage Rates

111 mortgage products listed in our database and is currently offering buy to let purchase and remortgage fixed rates from 4.22% with a £1,495 product fee for a 5 year product.

Why lenders are cutting mortgage rates

Brokers reveal what is really driving the latest round of repricing across the mainstream market

Bridging finance set for stronger role as UK edges towards closer EU alignment

As Labour eyes closer EU alignment, bridging finance is emerging as the quiet glue keeping UK housing deals together

First-time buyers and landlords face diverging pressures as market recalibrates

Advisors see income stretch, tax shifts and creative financing shape demand for first-time and buy-to-let borrowers

London’s super-prime market logs weakest year since Covid – but deals still being done

Taxes are biting, discounts are brutal, but trophy‑home buyers are still circling London’s priciest postcodes

‘Mansion tax’ to cut £50,000 from £2m homes

Treasury estimate suggests new levy will reduce prices at the top end of the market

Kent Reliance to close to new business starting next week

Brokers directed to Rely and Precise as OSB Group revamps lending brands

Financial education critical to dispelling mortgage misconceptions

Brokers say new curriculum must address what young people get wrong about deposits, credit and home ownership

Equity release increasingly used to settle mortgage debt

New data shows shift in priorities of older borrowers

Low-deposit mortgages make buying cheaper than renting in most UK cities

​​​​​​​Lloyds research finds first-time buyers have an advantage over tenants