loan-to-value ratio

This page focuses on news, research, and lender updates related to loan-to-value ratios and their role in pricing and criteria. Scroll down for LTV insights that matter to your day-to-day work.

‘Mansion tax’ to cut £50,000 from £2m homes

Treasury estimate suggests new levy will reduce prices at the top end of the market

Barclays Mortgage Rates for Existing Customers

Some customers may benefit from remaining with their lender, 289 products are currently available from 4 lenders starting at 4.14% for tracker products and 3.74% for fixed rate product

Kent Reliance to close to new business starting next week

Brokers directed to Rely and Precise as OSB Group revamps lending brands

Financial education critical to dispelling mortgage misconceptions

Brokers say new curriculum must address what young people get wrong about deposits, credit and home ownership

Equity release increasingly used to settle mortgage debt

New data shows shift in priorities of older borrowers

Low-deposit mortgages make buying cheaper than renting in most UK cities

​​​​​​​Lloyds research finds first-time buyers have an advantage over tenants

Nationwide slashes fixed rates while rivals increase pricing

Lenders respond differently to Bank of England holding rates steady

Stamp duty squeeze turns property flipping into specialist game

Flipping homes is falling out of favour as stamp duty surcharges and tighter lending criteria take their toll

Mortgage brokers question Reeves' deregulation plans

Chancellor vowed to be ruthless but large number of brokers view changes as mere 'tinkering'

Lloyds boosts lending for first-time buyers

Banking giant allots £4 billion to support buyers amid relaxed lending rules