loan-to-value ratio

This page focuses on news, research, and lender updates related to loan-to-value ratios and their role in pricing and criteria. Scroll down for LTV insights that matter to your day-to-day work.

Nationwide BS Mortgage Rates

111 mortgage products listed in our database and is currently offering buy to let purchase and remortgage fixed rates from 4.22% with a £1,495 product fee for a 5 year product.

First-time buyer hotspots in the UK revealed

​​​​​​​New Lloyds data shows stronger first-time buyer activity in key urban markets

Affordable housing shortage ‘trapping families in poverty’, new report warns

A new report lays bare how England’s broken housing system is failing low‑income families

Four in 10 UK homes now cheaper to buy than rent

Zoopla says lower mortgage pricing and shifting affordability are tilting the balance towards ownership

Landlords keep borrowing despite Renters' Rights Act concerns

One in three landlords sought new finance last year—what this means for the sector

NatWest ramps up support for new homeowners

A shift in borrower profiles reveals where the bank sees its next area of growth

Why lenders are cutting mortgage rates

Brokers reveal what is really driving the latest round of repricing across the mainstream market

Bridging finance set for stronger role as UK edges towards closer EU alignment

As Labour eyes closer EU alignment, bridging finance is emerging as the quiet glue keeping UK housing deals together

First-time buyers and landlords face diverging pressures as market recalibrates

Advisors see income stretch, tax shifts and creative financing shape demand for first-time and buy-to-let borrowers

London’s super-prime market logs weakest year since Covid – but deals still being done

Taxes are biting, discounts are brutal, but trophy‑home buyers are still circling London’s priciest postcodes