This page collates news, guidance, and analysis on mortgage overpayments and how borrowers are using them in a higher rate environment. Read more below to see how overpayment trends are changing.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Affordability pressures mount as wage growth lags behind rising house prices
Broker, however, says overpayments rarely advised for borrowers
Is the private sector stepping up with a sustainable solution for wannabe buyers or is product merely a stopgap?
Brokers welcome AI benefits but insist you can't replace the human touch when buying a home
Rate-savvy clients are forcing a shift from static product recommendations to flexible, proactive strategies
But experts warn of long-term financial risks and retirement repayment burdens
Coventry, BM Solutions, West Brom and Newcastle follow trend of recent rate cuts
Separate deals expand broker access to specialist and long-term products
