overpayments

This page collates news, guidance, and analysis on mortgage overpayments and how borrowers are using them in a higher rate environment. Read more below to see how overpayment trends are changing.

Borrowers bet on rate cuts, but 84% of brokers expect rise

Two- and five-year fixes now sit just 2bps apart

Borrowers bet on rate cuts, but 84% of brokers expect rise

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Barclays Tracker Mortgage

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Barclays Tracker Mortgage

Pepper Money lifts affordable housing mortgage terms to 40 years

Shared Ownership, Right to Buy and First Homes borrowers get a longer term to ease monthly costs

Pepper Money lifts affordable housing mortgage terms to 40 years

'First-time buyers need better conversations, not more information'

Manchester broker says online research has made first-time buyers more engaged — but not necessarily better prepared

'First-time buyers need better conversations, not more information'

Most homeowners unwilling to become landlords: Barclays

Cost, complexity, and economic uncertainty are deterring many from property investment

Most homeowners unwilling to become landlords: Barclays

Mortgage market stabilises in April but first-time buyers face ongoing strain

Product choice remains below pre-March levels as affordability pressures persist for those with small deposits

Mortgage market stabilises in April but first-time buyers face ongoing strain

A broker's guide to Cambridge for intermediaries: Which clients they work well with

Discover Cambridge for intermediaries competitive products, mortgage criteria, and application process in this guide!

A broker's guide to Cambridge for intermediaries: Which clients they work well with