This page collates news, guidance, and analysis on mortgage overpayments and how borrowers are using them in a higher rate environment. Read more below to see how overpayment trends are changing.
Manchester broker says online research has made first-time buyers more engaged — but not necessarily better prepared
Cost, complexity, and economic uncertainty are deterring many from property investment
Product choice remains below pre-March levels as affordability pressures persist for those with small deposits
BTL lending tilts to interest-only as rates bite
Discover Cambridge for intermediaries competitive products, mortgage criteria, and application process in this guide!
Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place
Soaring rates, “crazy” fees and tougher rules are gutting small landlords’ profits and forcing a brutal rethink of buy‑to‑let
High street lender targets low-deposit borrowers with new five-year fixed rate option
What are they telling clients ahead of the central bank’s rate call?
A fourth pledge joins the existing framework as the bank seeks to reinforce confidence
