This page collates news, guidance, and analysis on mortgage overpayments and how borrowers are using them in a higher rate environment. Read more below to see how overpayment trends are changing.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place
Soaring rates, “crazy” fees and tougher rules are gutting small landlords’ profits and forcing a brutal rethink of buy‑to‑let
High street lender targets low-deposit borrowers with new five-year fixed rate option
What are they telling clients ahead of the central bank’s rate call?
A fourth pledge joins the existing framework as the bank seeks to reinforce confidence
More borrowers are acting early, with advisers seeing rising interest in flexible mortgage options
Digital bank plans in‑app broker service as it deepens focus on home loans
Advisers urge clients to plan for higher‑for‑longer rates despite growing cut expectations
