rate reductions

Read all of the latest rate reductions news below!

Rate cuts steady, not spectacular, as brokers see controlled rise in activity

Lenders ease off dramatic cuts as brokers see a cautious, controlled rise in enquiries

Tax and politics set to weigh on housing market recovery

Forecasts point to modest price rises, stable rates and weaker growth in London and prime markets

House prices edge to new record as brokers warn of “holding pattern” market – Halifax

House prices hit a record high but go nowhere fast, as Halifax data lays bare a widening North/South divide and a market stuck in "static but stable" mode

Transactions steady as market shrugs off Budget jitters

A 2% rise in October completions points to a housing market proving more resilient than expected

Rate wars: Why lenders are slashing mortgage offers ahead of the Budget

Rate cuts are landing thick and fast. But are lenders genuinely confident, or just fighting for survival?

Better affordability drives housing market recovery

Valuation gap narrows significantly while purchasing power improves over the past three years

House prices to rise £80,000 over five years: Savills

Forecast points to subdued growth until early 2026 before stronger gains pick up again

Nationwide cuts fixed rates, lowest now at 3.64%

Lender responds to market competition with lower fixed rates

Major lenders announce mortgage rate cuts

Rate reductions from Barclays, HSBC, and others signal increased lender competition

High street lenders slash rates as price war intensifies

Four major banks lower fixed rates in bid to capture business before the Budget