rate reductions

Read all of the latest rate reductions news below!

BoE preview: what anticipated rate rise means for mortgages

Mortgage professionals brace for a Bank of England base rate increase and urge clients not to panic

BoE preview: what anticipated rate rise means for mortgages

Rate cuts spark fresh confidence among brokers and clients

With competitiveness returning to the mortgage market, client conversations are finally starting to feel different

Rate cuts spark fresh confidence among brokers and clients

Lender cuts signal return of competition after September's rate rises

HSBC and NatWest have both repriced, with brokers welcoming a shift in market tone after weeks of turbulence

Lender cuts signal return of competition after September's rate rises

UK mortgage rates and product changes (Week ending 28 August 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 28 August 2026)

UK mortgage rates and product changes (Week ending 21 August 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 21 August 2026)

Halifax slashes rates on homemover and remortgage products

Lenders are doing more to attract borrowers, but most fixed rates remain higher than borrowers had hoped

Halifax slashes rates on homemover and remortgage products

HSBC cuts rates and raises lending limits for residential mortgages

Lender increases maximum borrowing to £5 million and reduces select rates by up to 0.20%

HSBC cuts rates and raises lending limits for residential mortgages

Mortgage arrears and possessions fall in Q2

Residential and BTL arrears both down quarter-on-quarter as possession numbers drop year-on-year for first time since 2023

Mortgage arrears and possessions fall in Q2

​​​​​​​Santander, NatWest and HSBC cut mortgage rates

Major lenders reduce residential and BTL rates as market repricing continues

​​​​​​​Santander, NatWest and HSBC cut mortgage rates