rate reductions

Read all of the latest rate reductions news below!

UK mortgage rates and product changes (Week ending 28 August 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 28 August 2026)

UK mortgage rates and product changes (Week ending 21 August 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 21 August 2026)

Halifax slashes rates on homemover and remortgage products

Lenders are doing more to attract borrowers, but most fixed rates remain higher than borrowers had hoped

Halifax slashes rates on homemover and remortgage products

HSBC cuts rates and raises lending limits for residential mortgages

Lender increases maximum borrowing to £5 million and reduces select rates by up to 0.20%

HSBC cuts rates and raises lending limits for residential mortgages

Mortgage arrears and possessions fall in Q2

Residential and BTL arrears both down quarter-on-quarter as possession numbers drop year-on-year for first time since 2023

Mortgage arrears and possessions fall in Q2

​​​​​​​Santander, NatWest and HSBC cut mortgage rates

Major lenders reduce residential and BTL rates as market repricing continues

​​​​​​​Santander, NatWest and HSBC cut mortgage rates

Barclays drops residential mortgage rates

Major lender reduces interest rates by up to 50 basis points

Barclays drops residential mortgage rates

Rate cut hopes fade as Bank of England decision looms

Equifax warns of growing affordability pressure as borrowers opt for longer repayment periods amid uncertain rate outlook

Rate cut hopes fade as Bank of England decision looms

Borrowers urged to act fast as lenders reverse course on rates

A growing number of major lenders are reversing recent rate cuts as geopolitical uncertainty pushes swap rates higher

Borrowers urged to act fast as lenders reverse course on rates